Overview
An Anjouan gaming licence authorises an operator to offer remote gambling — online casino, sportsbook, poker, esports betting, and prediction markets — under a single class of licence. Unlike the UK or Malta, Anjouan does not partition authorisation by product vertical. One operator licence covers the full suite of B2C activities a modern iGaming operator runs.
The regulator of record is the Anjouan Gaming Authority (AGA), operating under the Anjouan Gaming Board. The designated administrator is Anjouan Licensing Services Inc. (ALSI), which processes applications and maintains the public register. The earlier name AOFA (Anjouan Offshore Finance Authority) appears on many older documents and in marketing copy, but AOFA was disavowed by the Comorian government and flagged by the FATF in its 2024 Mutual Evaluation Report. A current, legitimate licence is issued by AGA and administered by ALSI. See the full breakdown on the verification page.
Types of licences
Anjouan issues two categories of licence. Both carry the same all-inclusive regulatory fee; the distinction is who holds them and which obligations apply.
B2C Operator Licence
Held by the operator of record — the brand that takes customer deposits and offers gambling products. Covers casino, sportsbook, poker, esports, and prediction markets under one authorisation. Annual licence fee of EUR 17,828 (all-inclusive), covering licence fee, setup, digital certificate, site seals, public register listing, authorisation of one Key Person / Compliance Officer, due diligence on up to four UBOs, and access to the licence management platform (two URLs, two users).
B2B Licence
Required for platform providers, game studios and aggregators, content and data-feed suppliers, RNG vendors, and payment solution providers supplying Anjouan-licensed operators. Annual fee of EUR 17,828 (all-inclusive) — same as the B2C licence. ALSI confirmed in March 2026 that all game, content, data-feed, and similar suppliers must hold a valid Anjouan B2B licence to qualify as recognised providers on a B2C licence. This is not optional for suppliers serving Anjouan operators. Full detail: B2B licence guide.
Cost overview
Year-one budget for a new B2C operator is EUR 27,578 to EUR 47,578 all-in. The EUR 17,828 regulator fee is all-inclusive of licence issuance, digital certificate, register listing, Key Person authorisation, DD on up to four UBOs, and the licence management platform — so beware any quote that adds "compliance officer authorisation" or "platform setup" as separate line items on top of the licence fee. Those are already paid for.
| Line item | Low | Typical | High |
|---|---|---|---|
| AGA licence fee (all-inclusive) | 17,828 | 17,828 | 17,828 |
| Company formation · ALSI direct | 3,750 | 3,750 | 3,750 |
| Company formation · third-party (alternative) | 2,500 | 3,100 | 5,000 |
| Consultant fees (policy drafting, app. mgmt) | 6,000 | 7,500 | 14,000 |
| Technical & RNG certification | 0 | 5,000 | 12,000 |
| Year-1 total (ALSI-administered IBC) | 27,578 | 34,078 | 47,578 |
Note: the two "Company formation" lines are alternatives — pick one, not both. Technical & RNG certification is often zero if you are using third-party content providers whose games are already certified. Full cost page: detailed cost breakdown →
Annual renewal from year two is EUR 17,828 for the licence itself (same all-inclusive fee as year one). IBC annual maintenance via ALSI is EUR 3,195 from year two. Ongoing compliance-staff and technical-audit costs are additional and vary by operator scale.
Requirements
The documentation bar is lower than Malta's but higher than any "pure offshore" framework. Every Anjouan operator application must include the following. Anything missing triggers a due-diligence hold that resets the review clock.
Entity and ownership
- Certificate of incorporation — Anjouan-incorporated entity, or a qualifying foreign entity with local presence.
- Memorandum and articles of association — including a clear statement of gaming-related business purpose.
- UBO Declaration Form — every UBO must be individually declared on the UBO Declaration Form, regardless of threshold. Beneficial ownership is disclosed down to 10% (or lower depending on structure). Each named UBO undergoes fit-and-proper review.
- Director background — police clearance, passport copy, proof of address, CV for every director.
- Remote ID Verification — mandatory for all natural persons named in the application (directors, UBOs, Key Person). A primary-source ALSI requirement confirmed in March 2026.
Operational
- Three-year business plan — revenue model, target markets, marketing plan, risk assessment.
- AML / KYC policy — risk-based, FATF-aligned, with a named Compliance Officer / Key Person (ALSI terminology — not "MLRO", which is a Malta / Curaçao term).
- Responsible gaming policy — self-exclusion, deposit limits, problem-gambling escalation path.
- Technical documentation — architecture, RNG certification (if proprietary), game-fairness audits, disaster recovery, evidence of compliance with the Technical Standards Code (SSL/TLS, encryption, penetration testing, audit trail).
- Proof and source of funds — bank statements or audited accounts evidencing operating capital.
Hosting and infrastructure
Anjouan imposes no local server, ISP, or compliance backup requirement. Confirmed directly with the regulator (April 2026). International hosting is permitted subject to the Technical Standards Code — SSL/TLS, encryption at rest and in transit, penetration testing, and auditable access logs. Most operators use AWS, GCP, or Azure in an EU or North American region.
Full checklist with document templates and common submission errors: Anjouan gaming licence requirements →.
Application process
Eight steps from first call to licence issuance. In a clean application — complete package, no jurisdictional red flags, UBOs disclosed and ID-verified up-front — this runs two to four weeks. A partial or flagged application can easily triple that.
- Initial consultation. Eligibility review, licence type selection (B2C or B2B), budget calibration, go/no-go on the specific product mix and target markets.
- Company formation. Incorporate in Anjouan via ALSI (EUR 3,750) or a third-party provider. Appoint registered agent; open bank or EMI account.
- Documentation preparation. Compile the full requirements package — business plan, AML, RG, UBO declarations, technical and hosting documentation.
- Remote ID Verification. All directors, UBOs, and the nominated Key Person complete remote identity verification through ALSI's approved provider. Mandatory since March 2026.
- Application submission. Submit the package and regulator fee (EUR 17,828) to ALSI. Confirmation of receipt is issued within 48 hours.
- Due diligence review. Background checks on directors, shareholders, and UBOs. Queries are resolved through appointed consultant or counsel.
- Technical review. Platform architecture, RNG audit, game certification, responsible-gaming controls verified against submitted specs.
- Licence issuance. Licence certificate and registered number issued by AGA. Published on the ALSI register. Operations may commence.
Step-by-step walkthrough with timing and prep checklists: how to apply for an Anjouan gaming licence →.
Timeline
A cleanly prepared application closes in two to four weeks from complete submission. That is meaningfully faster than Curaçao (three to six months post-LOK-reform) and far faster than Malta (six to nine months). The speed advantage holds only if the application is complete — partial submissions trigger a documentation hold, and the review clock restarts from the date of the last missing document.
The most common cause of delay is late UBO disclosure or incomplete Remote ID Verification. Every UBO must be declared on the UBO Declaration Form and individually ID-verified before ALSI will commence technical review. Founders with complex holding structures should expect to spend the bulk of preparation time on the ownership chart and ID package, not the business plan.
Excluded markets
An Anjouan licence authorises operation in a wide set of international markets but excludes a specific, confirmed list. Operators must implement geo-blocking and KYC controls to prevent onboarding from these jurisdictions.
Expressly excluded jurisdictions (ALSI, 2026)
- Australia
- Austria
- Comoros (the licensing jurisdiction's home territory)
- France
- Germany
- Netherlands
- Spain
- United Kingdom
- United States of America
Categorical exclusions
- FATF blacklisted jurisdictions — currently including (as of April 2026) North Korea, Iran, and Myanmar. The list is maintained by FATF and updated periodically.
- Sanctioned jurisdictions and persons — UN, EU, OFAC, and UK sanctions lists. Operators must screen players and transactions against active sanctions.
Operators targeting Australian, UK, European-regulated, or US players need local authorisation in those jurisdictions. Anjouan does not provide a route into these markets. For EU regulated-market access, see Anjouan vs Malta.
Crypto casinos
The Anjouan framework is one of the few credible licensing options that explicitly permits crypto-denominated gambling. There is no token whitelist. Operators can accept BTC, ETH, major stablecoins, and a range of alt-coins without seeking a separate digital-asset authorisation layered on top of the gaming licence.
Operational obligations scale up for crypto. AML controls must cover on-chain provenance — typically screening against sanctioned wallets, mixer-tainted coins, and high-risk exchanges. The responsible gaming policy needs to address volatility — users depositing in a volatile asset can see balances move materially overnight, and the RG framework must account for that. Full detail: Anjouan gaming licence for crypto casinos →.
Legitimacy and verification
The Anjouan ecosystem has two parallel realities. Real licences are issued by AGA and administered by ALSI, registered and enforceable, with operators active on the public register. Alongside that, an inventory of forged or stale PDFs circulates. Some cite AOFA — flagged by FATF and disavowed by the Comorian government — as the current regulator, which it is not. Others invent unfamiliar entity names.
Before you wire anything, confirm the licence traces to AGA and is administered by ALSI, and verify the licence number on the public register. The full verification protocol — what to check, in what order, with the red flags distinguishing forgeries from real licences — is at how to verify an Anjouan gaming licence.
How Anjouan compares
Anjouan positions between post-LOK-reform Curaçao (more expensive, more established) and Kahnawake (similar cost, Canadian framework). Malta is a different tier entirely — ten-times-plus the total cost, with EU market access that Anjouan does not offer.
| Dimension | Anjouan | Curaçao | Malta |
|---|---|---|---|
| Year-1 total | €27,578–€47,578 | ~€123k | ~€170k |
| Approval time | 2–4 wks | 3–6 mo | 6–9 mo |
| Crypto-friendly | Yes | Yes | Restricted |
| EU market access | No | Limited | Full |
| Regulatory prestige | Emerging | Established | Gold std. |
Full side-by-side analysis: Anjouan vs Curaçao · Anjouan vs Malta · Anjouan vs Kahnawake.
Frequently asked
How long does the Anjouan gaming licence application take?
Two to four weeks from complete submission to licence issuance, assuming no due-diligence hold. The most common cause of delay is incomplete UBO documentation — disclose every beneficial owner on the UBO Declaration Form up-front and the timeline holds.
Do I need to visit Anjouan to get a licence?
No. The process is fully remote and includes mandatory Remote ID Verification for all natural persons. You will not need to travel to Anjouan or the Comoros at any point during application or ongoing operation.
Can I operate a crypto casino on an Anjouan licence?
Yes. The Anjouan gaming framework is crypto-permissive. There is no token whitelist, and stablecoin and native-asset denomination are both acceptable. Additional AML on-chain controls apply to crypto flows — see the crypto casino guide for detail.
What is the difference between AOFA, AGA, and ALSI?
AGA (Anjouan Gaming Authority) is the current regulator of record. ALSI (Anjouan Licensing Services Inc.) is the designated administrator that processes applications. AOFA (Anjouan Offshore Finance Authority) is the historical name that was flagged by FATF in 2024 and disavowed by the Comorian government. A current licence is issued by AGA and administered by ALSI.
What happens if my application is rejected?
Rejections usually result from incomplete UBO or source-of-funds disclosure, or a director failing fit-and-proper review. The application can typically be cured and resubmitted — the regulator fee is not refunded but the technical review work carries over.
What payment processors will accept Anjouan-licensed operators?
Mainstream card processors do not onboard Anjouan operators directly. The realistic PSP stack is specialist iGaming PSPs, high-risk acquirers, EMIs, and crypto on/off-ramps. Operators needing tier-1 card acquiring routinely set up a regulated EU payment agent (Cyprus or Malta entity) that holds the merchant relationships on the operator's behalf.
Considering Anjouan for your next licence?
Free initial consultation. 15 years of licensing experience across 40+ regimes.